Bankers’ Blanket Bond:

This policy provides cover to financial institutions against crime-related losses arising out of either one or more of the following: infidelity of employees, cash / property losses on premises, loss of cash in transit, forged checks & instruments of monetary nature, forged securities, documents & written instruments, counterfeit currency and damage to offices & contents arising from a crime-related incident.

Electronic Computer Crime

This insurance provides cover to financial institutions against electronic and computer crime-related losses arising out of either one or more of the following:

Computer Systems - Bank’s Service Bureau Operation - Electronic Computer Instructions - Electronic Data & Media - Computer Virus - Electronic Communication - Electronic Transmission - Electronic Securities - Forged Telefacsimile - Clean Up Costs Expenses -  Voice Initiated Transfers

Vault and Transit Insurance & Safe Deposit Box Insurance:

The vault and transit policy provides all risks coverage for physical loss or damage to customers’ property on the premises or in transit

Credit Card Fraud:

This insurance provides cover against crime-related losses arising out of either one or more of the following: Counterfeiting credit cards - Stolen or lost cards - Infidelity of employees in respect of plastic card operations - Merchant fraud.

Directors & Officers Liability

This is designed to protect directors and officers including their personal assets from claims made against them for losses arising out of an alleged Wrongful Act. 

Professional Indemnity

This is intended to provide protection for the institution itself, in the form of indemnity for legal liability to third parties for compensatory damages and claimant’s costs and expenses arising out of negligent acts, errors or omissions.